Jurisdictional alignment.
Compliance by design.
VPAY Genesis is not a tokenisation product retrofitted with compliance after the fact. The chain refuses to mint without physics; the protocol refuses to operate outside named jurisdictional frameworks. Each regulator we touch receives a documented alignment matrix, a named officer of record, and the standing offer of a sandbox-class engagement.
Framework alignment by region.
Where VPAY Genesis sits relative to the supervisory frameworks that govern tokenised commodities, RWA platforms, and gold-denominated settlement. We name engagement status honestly — including the conversations not yet open.
West Africa · home jurisdiction
- Ghana Gold Board Act, 2025 (Act 1140)The statutory framework establishing the Ghana Gold Board (GoldBod) and the domestic acquisition programme. VPAY architecture mapped to the Act's verification requirements. Aligned
- Bank of Ghana · GANRAPThe Gold Acquisition and Reserve Programme. ~104 tonnes acquired domestically in 2025. VPAY-grade hardware attestation positioned as the verification layer. Engagement open
- Article 114 · constitutional anchorThe constitutional provision on natural-resource governance. VPAY framework operates within Article 114's sovereignty principle. Aligned
- Securities & Exchange Commission (Ghana)Classification of $SOV as a commodity-backed instrument under SEC review. Sandbox conversation initiated. Under review
EU · MiCA & supervisory
- MiCA (Markets in Crypto-Assets Regulation)$SOV positioned as an asset-referenced token (ART) per MiCA Title III. Reserve composition, redemption rights, and white-paper publication mapped to MiCA requirements. Under review
- BaFin · Crypto Custody Licence (Germany)Custody-licence framework relevant for German bank counterparties. Engagement pathway open via Frankfurt counsel. Engagement open
- ESMA · RWA discussion paperTracking ESMA's evolving framework on real-world asset tokenisation. Position paper response in preparation. Tracking
- Bundesbank · custody deskSovereign-class settlement conversation pathway. Briefing pack ready upon expression of interest. Ready
US · RWA & banking supervision
- SEC · Reg S / RWA framework$SOV positioned for non-US institutional placement under Regulation S exemption. US legal opinion pending. Under review
- OCC · Interpretive Letters 1170/1174National-bank crypto custody guidance. Custodian-partner alignment mapped to OCC framework. Aligned
- FinCEN · BSA / AMLBank Secrecy Act and AML compliance framework. KYC/AML programme designed to FinCEN standards. Aligned
- OFAC sanctions screeningReal-time sanctions screening at counterparty onboarding and at transfer. Standard institutional protocol. Live
Asia · DPT & tokenisation
- MAS · DPT Service Provider (Singapore)Digital Payment Token framework. Project Guardian alignment for institutional tokenisation. Singapore counsel engaged. Under review
- HKMA · stablecoin frameworkHong Kong Monetary Authority stablecoin framework relevant for ART-class instruments. Tracking. Tracking
- JFSA · payment servicesJapan FSA payment-services framework. Pathway to Japanese institutional counterparties under review. Tracking
- UAE · VARA / ADGM FSRADubai VARA and Abu Dhabi Global Market virtual-asset frameworks. Region-specific engagement pathway open. Ready
Legend: Aligned framework requirements mapped + integrated. Live active operational alignment. Under review legal/counsel engagement in progress. Engagement open briefing pack ready · awaiting counterparty intake.
FATF-aligned, hardware-rooted, on-chain auditable.
Three layers of AML/KYC architecture built into the protocol from inception. Not a compliance add-on — a structural feature.
Counterparty KYC
Tiered KYC at onboarding · institutional and citizen tiers. Hardware-rooted identity binding via secure element. Periodic re-verification on regulator-driven cadence.
Transaction monitoring
Every mint and transfer attested on-chain · OFAC sanctions screening at every counterparty boundary · suspicious-activity flagging via integrated AML provider · supervisory access on request.
Audit & reporting
Full audit trail per attestation · regulator-grade reporting endpoints · public reserve attestation · the chain itself is the audit log. Supervisory authority access via /protocol/transparency (in development).
Named, reachable, accountable.
A regulator's first verification: is there a real person of record. There is.
Ibilola Macaulay
AML/KYC programme owner. Direct counterparty for regulator engagement, AML enquiries, and counterparty diligence. Transitioning from fractional to full-time concurrent with the Tier-1 audit publication. Direct line: via institutional@ecoventafrica.com with subject prefix [CCO] for immediate routing.
Three stages from first contact to standing dialogue.
A structured pathway for regulatory engagement. Each stage has a clear deliverable and a defined counterparty at EcoVent.
Framework alignment review
Briefing pack delivered. CCO call within 5 business days. Jurisdictional alignment matrix walkthrough. Initial questions documented for response.
Diligence pack
NDA executed if required. Smart-contract reports, custody chain documentation, AML/KYC programme manual, counsel opinion (where issued). Sandbox-class data access.
Standing engagement
Quarterly compliance update. Live regulator-access surface at /protocol/transparency (in development). Standing offer of in-person briefing in Accra, Frankfurt, London, Singapore.